Everyone loves getting pay top-ups. Less so repaying them. Yeah we get it. We’ve tried to make repayments as easy as possible. On payday you’ll get a notification outlining your repayment options. All you need to do is select one. But you don’t have to wait for these notifications. You Read more…
We’re something new to the world of finance – a subscription credit service for people paid by hour. There’s no interest charges and no hidden charges, like missed repayment fees. The only thing you pay is one, low, weekly subscription fee, which gives you access to £1000 of revolving credit Read more…
“The price of anything is the amount of life you exchange for it.” That’s from Henry David Thoreau, a 19th century American journalist and philosopher. It’s quite a neat way to go about budgeting. We tend to think about the things we want to buy in terms of price tags. Read more…
There are lots Personal Financial Management (PFM) apps on the market nowadays. These apps can help you to achieve saving goals, track spend, set budgets and provide real-time transaction alerts. Personal runway One feature we haven’t seen, and which we reckon would add great value, is the personal runway. Runway is Read more…
In our very first blog, we discussed how SteadyPay is different to overdrafts. We thought we’d revisit this, but also look at credit cards and payday loans. Purpose Overdrafts can help when your bank account is in meltdown and there’s a bill to pay urgently. However, if you find yourself relying on Read more…
Welcome to 2019! A common New Year’s resolution is to save money. This means budgeting. You know it’s important. It’s what you need to do if you want to get on top of everyday finances and make life a little bit easier. Yet how many of us find a Read more…
When we started SteadyPay, we worked out of what used to be a yoga studio. It was small, just able to squeeze in four desks. It was all we could afford. Almost a year later we moved into our first proper office. To mark the occasion we used washi tape to decorate Read more…
For a business like SteadyPay, it’s important to keep up with the latest on employment, pay trends and living standards. The Living Wage Week is celebrated in November. To mark this, we’re looking at the difference between the National Living Wage, National Minimum Wage and the “Real” Living Wage. The Read more…
Taking time off can be a big decision. For those paid by the hour, a loss of just a few days wages can have a detrimental effect on the budget. With SteadyPay you can afford to take time off. The top-ups allow you to enjoy what, in effect, is paid Read more…
The Guardian featured a sobering article on pay volatility recently. The article cited a research report by the Resolution Foundation, a think tank which studies the living standards of those in the UK on low to middle incomes. The report found that: Three-quarters of workers did not receive the same pay from one Read more…