Nearly all research in the known universe shows that running a personal budget helps you manage money better. The less aware you are of what’s coming in and going out, the more you feel less in control of your money. This usually leads to nasty surprises and doses of anxiety. Read more…
“The price of anything is the amount of life you exchange for it.” That’s from Henry David Thoreau, a 19th century American journalist and philosopher. It’s quite a neat way to go about budgeting. We tend to think about the things we want to buy in terms of price tags. Read more…
There are lots Personal Financial Management (PFM) apps on the market nowadays. These apps can help you to achieve saving goals, track spend, set budgets and provide real-time transaction alerts. Personal runway One feature we haven’t seen, and which we reckon would add great value, is the personal runway. Runway is Read more…
Welcome to 2019! A common New Year’s resolution is to save money. This means budgeting. You know it’s important. It’s what you need to do if you want to get on top of everyday finances and make life a little bit easier. Yet how many of us find a Read more…
For a business like SteadyPay, it’s important to keep up with the latest on employment, pay trends and living standards. The Living Wage Week is celebrated in November. To mark this, we’re looking at the difference between the National Living Wage, National Minimum Wage and the “Real” Living Wage. The Read more…
Taking time off can be a big decision. For those paid by the hour, a loss of just a few days wages can have a detrimental effect on the budget. With SteadyPay you can afford to take time off. The top-ups allow you to enjoy what, in effect, is paid Read more…
The Guardian featured a sobering article on pay volatility recently. The article cited a research report by the Resolution Foundation, a think tank which studies the living standards of those in the UK on low to middle incomes. The report found that: Three-quarters of workers did not receive the same pay from one Read more…
Financial wellness, despite its name, is not really about how rich you are. It’s more of a framework for understanding the extent to which you can manage your finances. The key themes of financial wellness are depicted here: Security concerns everyday money management. Do you have enough money coming in on a regular Read more…