6th of January – Wow, my usual gym is busy. Very busy. New faces everywhere. We all know the story… By February it’ll go quiet again and I can relax. On new years eve, while I was on holiday with some friends, we all went around the table to say Read more…
There are lots of apps on the market designed to track your spend, create budgets and find ways to save. I’ll let you into a secret: these apps won’t really help you unless you’re motivated to change your behaviour. Sure, these apps will provide insight into where and how you Read more…
If your income is inconsistent it can be really hard to budget. Here’s a couple of tricks to help you out based on my own experience dealing with uncertain cash flow. Know your average pay Rather than guess what you’ll earn, use what you earn on average. This keeps Read more…
Talking about money with your partner can be hard. It’s hard because money is a personal matter. We get naturally defensive when asked questions like “you spent how much on what?” or “why you didn’t tell me about these purchases?” Many of us, perhaps because we’re so used to having Read more…
Nearly all research in the known universe shows that running a personal budget helps you manage money better. The less aware you are of what’s coming in and going out, the more you feel less in control of your money. This usually leads to nasty surprises and doses of anxiety. Read more…
“The price of anything is the amount of life you exchange for it.” That’s from Henry David Thoreau, a 19th century American journalist and philosopher. It’s quite a neat way to go about budgeting. We tend to think about the things we want to buy in terms of price tags. Read more…
There are lots Personal Financial Management (PFM) apps on the market nowadays. These apps can help you to achieve saving goals, track spend, set budgets and provide real-time transaction alerts. Personal runway One feature we haven’t seen, and which we reckon would add great value, is the personal runway. Runway is Read more…
Welcome to 2019! A common New Year’s resolution is to save money. This means budgeting. You know it’s important. It’s what you need to do if you want to get on top of everyday finances and make life a little bit easier. Yet how many of us find a Read more…