We’re something new to the world of finance – a subscription credit service for people paid by hour. There’s no interest charges and no hidden charges, like missed repayment fees. The only thing you pay is one, low, weekly subscription Read more…
“The price of anything is the amount of life you exchange for it.” That’s from Henry David Thoreau, a 19th century American journalist and philosopher. It’s quite a neat way to go about budgeting. We tend to think about the Read more…
There are lots Personal Financial Management (PFM) apps on the market nowadays. These apps can help you to achieve saving goals, track spend, set budgets and provide real-time transaction alerts. Personal runway One feature we haven’t seen, and which we reckon Read more…
In our very first blog, we discussed how SteadyPay is different to overdrafts. We thought we’d revisit this, but also look at credit cards and payday loans. Purpose Overdrafts can help when your bank account is in meltdown and there’s a Read more…
Welcome to 2019! A common New Year’s resolution is to save money. This means budgeting. You know it’s important. It’s what you need to do if you want to get on top of everyday finances and make life a Read more…
When we started SteadyPay, we worked out of what used to be a yoga studio. It was small, just able to squeeze in four desks. It was all we could afford. Almost a year later we moved into our first Read more…
For a business like SteadyPay, it’s important to keep up with the latest on employment, pay trends and living standards. The Living Wage Week is celebrated in November. To mark this, we’re looking at the difference between the National Living Read more…
Taking time off can be a big decision. For those paid by the hour, a loss of just a few days wages can have a detrimental effect on the budget. With SteadyPay you can afford to take time off. The Read more…
The Guardian featured a sobering article on pay volatility recently. The article cited a research report by the Resolution Foundation, a think tank which studies the living standards of those in the UK on low to middle incomes. The report found that: Read more…
Financial wellness, despite its name, is not really about how rich you are. It’s more of a framework for understanding the extent to which you can manage your finances. The key themes of financial wellness are depicted here: Security concerns everyday money management. Read more…