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SteadyPay versus overdrafts

Overdrafts are designed to be a quick fix. This means they address a symptom of the problem (“I need money to buy this thing now!”), rather than the root cause (“Why am I short of money again?”). Our service is Read more…

By Victor Pawley, 2 years2 years ago
About SteadyPay

A new kind of credit

We want to challenge the way banks and lenders make money. When we looked around for inspiration, it came from modern businesses that don’t operate in financial services. Think Netflix and Spotify. They make money by charging a subscription fee. Read more…

By Victor Pawley, 2 years2 years ago
Financial Wellness

How to stick to your new year goals

6th of January – Wow, my usual gym is busy. Very busy. New faces everywhere. We all know the story… By February it’ll go quiet again and I can relax. On new years eve, while I was on holiday with Read more…

By Simon Farmilo, 2 years ago
About SteadyPay

No one likes losing

People don’t like to lose. We associate unpleasant emotions with it, like sadness, pain and frustration. Indeed, we’re hard wired to avoid losses. Especially when it comes to money. Finding £100 is nice, but being out of pocket £100 is Read more…

By Victor Pawley, 2 years2 years ago
#smallwins

Upgrade your Financial Mentality

Are you tired of living pay cheque to pay cheque? Do you feel like your financial circumstances haven’t really improved in the last two years (or even went backwards)? Do you wish you could just make more money? It’s time Read more…

By Simon Farmilo, 3 years3 years ago
#smallwins

Life’s a pitch

There’s no escaping it. At some point, you’ll have to make a pitch to someone on why you deserve something. In fact, you’ll have to make several pitches. About why you deserve a job. About why you’d make a great flatmate. Read more…

By Victor Pawley, 3 years3 years ago
Financial Wellness

Usual. Regular. Average… We Say Epic.

We live in a society that frowns upon usual, regular and average. Instead, we’re told we should be focused on achievement. In certain contexts, however, usual, regular and average can represent achievement. Pay is one such context. Hang on, you Read more…

By Victor Pawley, 3 years2 years ago
#smallwins

Make small wins work for you

There are lots of apps on the market designed to track your spend, create budgets and find ways to save. I’ll let you into a secret: these apps won’t really help you unless you’re motivated to change your behaviour. Sure, Read more…

By Victor Pawley, 3 years3 years ago
Financial Wellness

5 steps to better time management

Work smarter, not harder. Whether you work in an office, hospitality, or in the construction industry – we all need to manage our time better. That’s why we came up with 5 quick ways that can help you begin working smarter today: Read more…

By Simon Farmilo, 3 years3 years ago
Financial Wellness

How to budget with inconsistent income

  If your income is inconsistent it can be really hard to budget. Here’s a couple of tricks to help you out based on my own experience dealing with uncertain cash flow. Know your average pay Rather than guess what Read more…

By Victor Pawley, 3 years3 years ago

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