Work smarter, not harder. Whether you work in an office, hospitality, or in the construction industry – we all need to manage our time better. That’s why we came up with 5 quick ways that can help you begin working smarter today: Read more…
If your income is inconsistent it can be really hard to budget. Here’s a couple of tricks to help you out based on my own experience dealing with uncertain cash flow. Know your average pay Rather than guess what Read more…
Getting that ‘yes’ call is great. For some it may have been months of hard work leading up to this point; sending out C.V.s, second round interviews, and experiencing countless rejections. It’s tempting just to accept a job offer immediately Read more…
Talking about money with your partner can be hard. It’s hard because money is a personal matter. We get naturally defensive when asked questions like “you spent how much on what?” or “why you didn’t tell me about these purchases?” Read more…
Can’t make a repayment? Don’t be afraid to ask for help Life happens – job loss, illness, family crisis, a sudden increase in living expenses. We understand there may be times when you just can’t afford to make a top-up repayment. Read more…
Silly little things, like actually getting dressed, can help boost productivity at home. Working from home requires focus. It may seem that escaping from the noisy open plan office, to using a laptop on your own sofa (in your PJs), Read more…
Nearly all research in the known universe shows that running a personal budget helps you manage money better. The less aware you are of what’s coming in and going out, the more you feel less in control of your money. Read more…
Losing staff is a pain. Losing good staff is even more of a pain. It might be impossible to completely stop, but with a bit of practical wisdom you can reduce the chances of it happening. What increases staff turnover? Read more…
We’re something new to the world of finance – a subscription credit service for people paid by hour. There’s no interest charges and no hidden charges, like missed repayment fees. The only thing you pay is one, low, weekly subscription Read more…
“The price of anything is the amount of life you exchange for it.” That’s from Henry David Thoreau, a 19th century American journalist and philosopher. It’s quite a neat way to go about budgeting. We tend to think about the Read more…