Get setup in minutes. We securely connect to your main bank account. Technology does the rest.
When you're paid less than usual, we automatically offer you a top-up to make up the difference.
We spread repayments into instalments. You may not need to make a repayment if you don't get paid. No hassle.
How much are you paid? If you’ve more than one job, select the job whose pay you want topped up.
How many unpaid days would you take due to sickness, bank holidays, personal holidays, changes to the shift roster, etc?
You could receive top-ups over a year totalling £ to cover the unpaid time off.
(Subject to you meeting the terms and conditions of the credit agreement)
A year's subscription would be paid back after receiving top-ups to cover days off work.
Brilliant app and a great idea. Used it twice and hasn't let me down. Fantastic idea and gives you a real sense of security with your pay.
Awesome! Great service.
Love the ease of use - Been looking for something like this for ages. Easy to use and a great concept!
A complete lifesaver, and a fantastic service!
Fantastic!!! Steady pay are a great company. The idea is fantastic. The application was a breeze. The communication I could never fault.
We never see or store your bank login details. All data is encrypted and transmitted to your bank over a secure channel.
SteadyPay can’t be used to move money; it has ‘read-only’ access. The app is restricted to checking your account so it knows if you're due a top-up or can repay a top-up.
We’re authorised and regulated by the Financial Conduct Authority.
When you apply to SteadyPay we do a credit check.
To activate the top-up service you must have paid the subscription for two weeks. To keep the top-up service active you must be up to date with your subscription and repayments.
Your first top-up is capped at £250. Subsequent top-ups may be bigger. All top-ups are subject to affordability assessments.
Your credit limit is £1000. Representative APR 20.8%
We do not charge interest. The APR depicts the subscription as the cost of using our service. You are not at risk of repaying more than the top-ups you receive.
Top-ups advanced: £1000. Interest charged: 0%. Subscription paid: £208 (£4 a week x 52). Total amount paid: £1208. Representative cost: 20.8%